Help when you're raising children
You may be able to get financial help for your family, even if you’re working or looking after a child that's not your own.
Financial help when you're raising a family
Answer some questions to find out which benefits you might be entitled to.
It's confidential — the tool asks you questions but Work and Income don’t see your answers. You'll be asked:
for personal information about you and your partner
what you've earned in the last year
about any health conditions or disabilities
how much you pay in rent or mortgage payments
the value of your assets.
Working for Families is a payment for working parents to help with the costs of raising children.
IRD collects money from parents who don't live with their children to help support the children financially.
Financial help when you're caring for someone else's child
Unsupported Child’s Benefit is a weekly payment if you're over 18 and caring for a child that's:
under 19 and not your natural, adopted or step-child
financially dependent on you, and
not able to be cared for by their parents because of a family breakdown.
Orphan's Benefit is a weekly payment if you’re over 18 and caring for a child whose parents:
- have died
- can't be found
- can't look after them because they have a long-term illness.
If you receive unsupported child's benefit or orphan's benefit you can get help with pre-school and school-related costs eg clothing, school fees and stationery.
Away from Home Allowance is a weekly payment which helps carers with the living costs of 16 or 17-year-olds who are living away from home while on a tertiary or training course.
There is financial help available if you’re fostering a child through the Ministry for Vulnerable Children, Oranga Tamariki.