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Applying for NZ Superannuation

NZ Superannuation is a universal payment for New Zealand citizens and residents who are 65 or older.

Note: You need to apply for NZ Superannuation (NZ Super). You do not automatically get it once you turn 65.

Who can get NZ Super

If you’re aged 65 years or older you may be able to get NZ Super payments and a SuperGold card.

Check the Work and Income website for details about who can get it.

NZ Super overview

If you cannot get NZ Super or other benefits

Residence criteria for NZ Super

To qualify for NZ Super you need to have lived in NZ for the required number of years, from age 20. The required time is gradually increasing — from 10 to 20 years.

The increase is calculated based on your date of birth and will affect you if you turn 65 between and .

If you’ll turn 65 after , the required number of years to qualify, from age 20, will be 20 years.

Change to residence criteria for NZ Super and Veteran’s Pension — Work and Income

When to apply for NZ Super

You can apply now for NZ Super if either:

  • your 65th birthday is in the next 12 weeks, or
  • you’re already 65.

If you’re 64 and you’re not turning 65 in the next 12 weeks, you need to come back and apply when your birthday is in the next 12 weeks.

How to apply for NZ Super

Visit the Work and Income website to apply.

Apply for NZ Super

Who to contact for more help

If you need more help or have questions about the information or services on this page, contact one of the following agencies.

Utility links and page information

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