If you cannot get NZ Superannuation or other benefits
If you cannot get any other financial support from the government, you can apply for help with day-to-day living costs and health. You can also apply for a SuperGold Card.
You can still apply for government help if you cannot get one of the main benefits, such as:
- NZ Superannuation or a Veteran’s Pension
- Jobseeker Support
- Sole Parent Support, or
- Supported Living Payment.
Emergency Benefit
If you find you cannot support yourself or your family, you may be able to get an Emergency Benefit.
Work and Income need to know:
- why you cannot get any other benefits — for example, because you’re not an NZ resident
- about your income and assets.
An Emergency Benefit pays you an amount equal to a benefit you would have got if you had been eligible for it — for example, if you were an NZ citizen.
SuperGold Card
Even if you cannot get NZ Super, when you turn 65, you can apply for a SuperGold Card.
SuperGold Cards — if you need to apply
Healthcare
If you’re eligible for publicly funded health services, you may also be able to get financial and other help with your healthcare or for a disability.
Getting publicly funded health services
Government help with healthcare if you’re over 65
Your income in retirement
If you cannot get NZ Super, a Veteran’s pension or other help from the government, you might be able to get income from other sources.
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