Your partner and NZ Superannuation
How much NZ Superannuation you get paid depends on whether you have a partner and your living arrangements.
When you apply for NZ Super you must let Work and Income know if you’re married, in a civil union or a de facto relationship — whether that’s with someone of the same or opposite sex.
This is because the amount you get is different depending on whether you’re:
- single and living alone
- single and sharing with others
- in a relationship, and both of you qualify for NZ Super
- in a relationship, but only you qualify for NZ Super.
If you or your partner get a pension from another country’s government, it could also affect your NZ Super.
When you apply
Your partner needs to fill out and sign part of your application form for NZ Super, if they’re not already getting NZ Super or another benefit. You’ll need to supply proof of their:
- name change(s), if any.
You’ll also need to supply details of any overseas pensions they’re getting or might be able to get.
Deciding to include your partner in your NZ Super
If your partner isn’t able to get NZ Super, you may be able to include them in your NZ Super as a ‘non-qualified partner’. If your joint income (not counting NZ Super) is less than a certain amount it can be financially worthwhile.
In this section
If your partner doesn't qualify for NZ Super or the Veteran’s Pension — because they aren't 65 yet or they haven’t lived in NZ for long enough — you can choose to include them in yours.