Most people get NZ Superannuation when they turn 65, but there are other sources of income you might use to support yourself. These can affect the tax you pay or benefits you can apply for.
If you've retired on a limited income, you may be able to get government help to pay for regular costs or unexpected expenses. You can use your SuperGold Card for transport and other discounts.
In retirement, most people live on a fixed income and need to manage their money carefully. There are government-funded community services that can help you manage your finances.
NZ Superannuation is a universal payment for NZ citizens and residents who are 65 or older. If you've served in New Zealand's Armed Forces you might be able to apply for a Veteran’s Pension instead.
If you can't get any other financial support from the government, you can apply for help with day-to-day living costs and health. You can also apply for a SuperGold Card.
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Page last updated: 27 April 2017
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