Managing your money in retirement
Find out about NZ Super, the Veteran’s Pension and other financial support and help that’s available when you turn 65.
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Income after you turn 65
Most people get NZ Superannuation when they turn 65, but there are other sources of income you might use to support yourself. These can affect the tax you pay or benefits you can apply for.
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Financial help and benefits if you’re over 65
Most New Zealanders over 65 can get NZ Super. For lower incomes, you may also be able to get government help to pay for regular costs or unexpected expenses.
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Getting NZ Superannuation or the Veteran's Pension
NZ Superannuation is a universal payment for NZ citizens and residents who are 65 or older. If you've served in New Zealand's Armed Forces you might be able to apply for a Veteran’s Pension instead.
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If you cannot get NZ Superannuation or other benefits
If you cannot get any other financial support from the government, you can apply for help with day-to-day living costs and health.
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Getting help with your budget
There are community services that can help you manage your finances.