• Planning for retirement

  It pays to plan for your retirement as early as possible.

• Your last pay when you retire

  When you leave your job because you’ve decided to retire, you’re responsible for checking that your final pay is taxed correctly. If it isn’t, you could get a bill from Inland Revenue at the end of the tax year.

• Retirement age

  There is no official retirement age in New Zealand, but there are some exceptions.

• Getting NZ Superannuation or the Veteran's Pension

  NZ Superannuation is a universal payment for NZ citizens and residents who are 65 or older. If you've served in New Zealand's Armed Forces you might be able to apply for a Veteran’s Pension instead.

• SuperGold cards

  If you get NZ Superannuation or a Veteran's Pension, you'll get a SuperGold Card. Use it to get business discounts, free or discounted council services, and free off-peak travel on public transport.

• Managing your money in retirement

  Most people get NZ Superannuation when they turn 65, but there are other sources of income you might use to support yourself.

• KiwiSaver withdrawals after you turn 65

  You can withdraw all your savings when you turn 65, as long as you've been a KiwiSaver member for at least 5 years.

• Retirement villages

  Moving to a retirement village is a big decision — it's important to get independent advice.