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It pays to plan for your retirement as early as possible.
When you leave your job because you’ve decided to retire, you’re responsible for checking that your final pay is taxed correctly. If it isn’t, you could get a bill from Inland Revenue at the end of the tax year.
There is no official retirement age in New Zealand, but there are some exceptions.
NZ Superannuation is a universal payment for NZ citizens and residents who are 65 or older. If you've served in New Zealand's Armed Forces you might be able to apply for a Veteran’s Pension instead.
If you get NZ Superannuation or a Veteran's Pension, you'll get a SuperGold Card. Use it to get business discounts, free or discounted council services, and free off-peak travel on public transport.
Most people get NZ Superannuation when they turn 65, but there are other sources of income you might use to support yourself.
You can withdraw all your savings when you turn 65, as long as you've been a KiwiSaver member for at least 5 years.
Moving to a retirement village is a big decision — it's important to get independent advice.
Page last updated: 27 April 2017
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