Paying for heating
If you're ill or have a disability, you can apply for help with the cost of heating your home. What you can get depends on your circumstances and also your income and assets.
What you can get help with
You can get help with:
- paying your heating bills
- buying a heater or firewood
- installing insulation.
How to ask for government help
If you’re ill or have a disability
If your disability or illness means your heating bills are higher than is usual for a household of the same size, you can apply to Work and Income for a Disability Allowance to help with the extra costs of running your home.
If you’re a tenant, your landlord may be able to apply for an insulation grant. If you own your own home, you may be able to add the cost of insulation to your mortgage or get a discount.
You may be able to get other financial help from the government if you’re over 65.
If you’re on a low income
If you cannot afford firewood or a heater, you can apply for help to pay for them.
If you’re already on a benefit or get NZ Super or a Veteran’s Pension, tell Work and Income you’d like to apply for an Advance Payment of Benefit. You have to pay this back and the maximum you get is $300.
Otherwise if you are not getting a benefit, tell Work and Income you’d like to apply for a Recoverable Assistance Payment. You have to pay this back and the maximum you can ask for is $200.
If you’re a tenant your landlord may be able to apply for an insulation grant. You must have a Community Services Card. If you own your own home, you may be able to add the cost of insulation to your mortgage.
You may be able to get other government help if you’re over 65.
Winter Energy Payment
The Winter Energy Payment is an extra payment to help with the cost of heating your home over the winter months.
This payment is available to people receiving/getting a main benefit, NZ Super, and Veteran’s Pension. You do not need to apply for it. If you are eligible you will receive this automatically.
If you cannot get government help
65 years or older
Your SuperGold Card offers discounts that could help with heating, eg firewood, insulation or heat pumps.