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  • KiwiSaver

    Found in Tax, benefits and finance / KiwiSaver

    KiwiSaver is a voluntary savings scheme to help set you up for your retirement. You can make regular contributions from your pay or directly to your scheme provider.

  • Paying back your student loan

    Found in Education / Tertiary education / Paying back your student loan

    Repayments on your student loan depend on how much you earn and whether you’re based in New Zealand or living overseas.

  • Getting a tax refund

    Found in Tax, benefits and finance / Tax / Getting a tax refund

    Most people automatically get a tax refund if they’re owed one.

  • What to organise before you die

    Found in Family and whānau / Death and bereavement / What to organise before you die

    Find information about the sorts of things that you need to think about before you die. You can also create your own plan on the Te Hokinga ā Wairua website.

  • Get an IRD number for a business, charity or trust

    Found in Tax, benefits and finance / Get an IRD number / Get an IRD number for a business, charity or trust

    If you’re starting an organisation that will involve money changing hands, it’ll need its own IRD number.

  • Financial help for first home buyers

    Found in Housing and property / Buying or selling a home / Financial help for first home buyers

    You may be able to get government help to buy your first home if you’re a KiwiSaver member, a Kāinga Ora tenant and wish to buy the house that you live in, or are Māori and want to live on your ancestral land.

  • Changing your tax code

    Found in Tax, benefits and finance / Tax / Changing your tax code

    If you start or stop work, remember that you may need to change the tax code you use for any other sources of income, such as NZ Superannuation, investments or another job.

  • Get an IRD number for your child

    Found in Tax, benefits and finance / Get an IRD number / Get an IRD number for your child

    Your child will need an IRD number if they’re earning any money or interest, or if you’re applying for Working for Families or child support. If you’re having a baby, you can apply for one when you register their birth.

  • Paying for home insulation

    Found in Housing and property / Insulation and energy efficiency / Paying for home insulation

    Find out if you can get help to pay for home insulation and efficient, fixed heating options through the Warmer Kiwi Homes programme.

  • Borrowing against the value of your home

    Found in Housing and property / Borrowing against the value of your home

    If you own a home, you may be able to borrow money if you’ve paid off enough of your loan. The type of loan you get depends on your circumstances.

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