Scams
Learn to recognise and protect yourself from scams. If you think you’ve been scammed, report it straight away.
What is a scam
Scams are tricks designed to steal your money or personal information. They often start with unexpected contact by phone, text, email, social media or in person.
What to do if you’ve been scammed
If you think or know that you’ve been scammed:
- Stop all contact with the scammer.
- If you’ve paid money:
- do not make any more payments
- contact the bank or service you sent money through and let them know what’s happened.
- Report the scam.
- Secure your online accounts — change passwords immediately for any accounts linked to the scam.
How to report a scam
Reporting scams is important, whether for yourself or someone else. When you report a scam, you’ll receive specific advice for your situation — to help you or others avoid similar scams.
Scams can be reported to the National Cyber Security Centre:
Report an incident — National Cyber Security Centre
Other ways to report
If you:
- were scammed on social media or online marketplace — report it directly to that platform
- lost money in a scam — contact the NZ Police via 105 (Ten-Five)
- want to report an investment scam — contact the Financial Markets Authority
- get spam by text or email — contact the Department of Internal Affairs.
Consumer Protection website also includes guidance on actions to take if you’re currently being scammed, as well as steps to follow afterwards.
Scammed? Take action — Scamwatch
Protect yourself from scams
Understanding how scams work and how to avoid them can help protect you and reduce your risk.
If you see something you think may be a scam, use this quick check tool to spot some common warning signs:
Scams have become very sophisticated, and it can be difficult to tell what’s real and what is not.
The Consumer Protection website has information about extra steps you can take to identify scams:
Scams to be aware of
Check current scam alerts on the Scamwatch Facebook page.
Tips to avoid scams
Learn how to reduce your risk and avoid being caught in a scam.
Who to contact for more help
If you need more help or have questions about the information or services on this page, contact one of the following agencies.
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Consumer Protection
Contact and agency details -
New Zealand Police
Contact and agency details
Utility links and page information
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