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  • Building your own home

    Found in Housing and property / Building and renovating / Building your own home

    There are laws you need to comply with when you’re building — whether you're hiring a builder or doing the work yourself.

  • When you get a flatmate in your own house

    Found in Housing and property / Renting and flatting / When you get a flatmate in your own house

    If you own a house, you can get people to occupy the spare bedrooms and help with the bills.

  • Help when you’re raising children

    Found in Family and whānau / Financial help for your family / Help when you’re raising children

    You may be able to get financial help for your family, even if you’re working or looking after a child that’s not your own.

  • Borrowing against the value of your home

    Found in Housing and property / Borrowing against the value of your home

    If you own a home, you may be able to borrow money if you’ve paid off enough of your loan. The type of loan you get depends on your circumstances.

  • Getting a tax refund

    Found in Tax, benefits and finance / Tax / Getting a tax refund

    Most people automatically get a tax refund if they’re owed one.

  • Postpone or defer paying your rates

    Found in Housing and property / Get financial help with housing / Postpone or defer paying your rates

    If you own your own home, many councils let you postpone or defer paying your rates. Check with your council to find out if they offer this service and whether you are eligible.

  • Buying a used car

    Found in Transport / Buying a vehicle / Buying a used car

    Transfer a vehicle into your name — and check it is not stolen and there’s no money owing against it.

  • Personalised ceremonies for civil unions

    Found in Family and whānau / Getting married / Civil unions / How to have a civil union in NZ / Personalised ceremonies for civil unions

    A personalised ceremony is one you can have anywhere you and your celebrant agree. And you can write your own vows.

  • Military history, records and medals

    Found in History, culture and heritage / NZ’s history / Military history, records and medals

    Search the records and medals of New Zealanders at war and get sources for doing your own military research.

  • Get an IRD number for a business, charity or trust

    Found in Tax, benefits and finance / Get an IRD number / Get an IRD number for a business, charity or trust

    If you’re starting an organisation that will involve money changing hands, it’ll need its own IRD number.

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