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  • Paying for residential care

    Found in Health / Rest homes and residential care / Paying for residential care

    You may need to pay for your care, but you could get government help. Check what support is available and what it costs.

  • Fees free

    Found in Education / Tertiary education / Fees free

    When you have finished your study or training, you may be able to get your final year fees paid back to you.

  • Financial help and benefits if you’re over 65

    Found in Benefits, pensions and financial support / Money, income and support for retirement / Financial help and benefits if you’re over 65

    Most New Zealanders over 65 can get NZ Super. For lower incomes, you may also be able to get government help to pay for regular costs or unexpected expenses.

  • Postpone or defer paying your rates

    Found in Housing and property / Get financial help with housing / Postpone or defer paying your rates

    If you own your own home, many councils let you postpone or defer paying your rates. Check with your council to find out if they offer this service and whether you are eligible.

  • Get a benefit or other support

    Found in Benefits, pensions and financial support / Benefits and allowances / Get a benefit or other support

    If you’re unable to pay for regular or one-off bills, Work and Income may be able to help with a benefit, one-off payment or other support.

  • Bereavement leave

    Found in Work and tax / Take leave from work / Bereavement leave

    You may be able to take up bereavement leave from work if someone close to you dies or if you need to attend a funeral or tangi.

  • Help with housing and paying rent

    Found in Housing and property / Get financial help with housing / Help with housing and paying rent

    If you’re having trouble finding or affording a stable home, you may be able to get access to low-cost housing or help with accommodation costs.

  • Sick leave

    Found in Work and tax / Take leave from work / Sick leave

    You may be able to take paid sick leave when you’re unwell or if you need to care for a sick partner, child or other dependent person.

  • Civil unions

    Found in Family and whānau / Getting married / Civil unions

    A civil union is the formalisation of a relationship between two people, regardless of gender, in accordance with the Civil Union Act 2004. Some overseas countries may not recognise New Zealand civil unions so you may want to seek independent legal advice before deciding to enter into a civil union. A celebrant must conduct your civil union.

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