Get a benefit or other support
If you’re unable to pay for regular or one-off bills, Work and Income may be able to help with a benefit, one-off payment or other support.
What you can get
Use Work and Income’s online tool to find out:
- what benefits or payments you may be eligible for
- how much you may be able to get.
The online tool will also give you the links to apply for benefits or other help.
Check what you might get — Work and Income
Situations you may get a benefit or payment
Not working
If you’re unable to find work or cannot work due to your situation, you may be able to get a benefit or some other financial help.
You’re not working — Work and Income
Caring for someone else
Depending on your situation, you may be able to get support if you’re caring for someone else.
Health condition or disability
Work and Income may be able to help if you have a health condition or disability.
Health and disability — Work and Income
Cannot meet day-to-day costs
If you cannot cover your regular expenses, like rent, food and power, you may be able to get some help, even if you’re working.
Help with living expenses — Work and Income
Urgent or unexpected costs
If there is a cost you cannot pay for, you may be able to get help from Work and Income, even if you’re working.
Urgent or unexpected costs — Work and Income
Emergency event
If you have been affected by an emergency event, such as flooding or an earthquake, you may be able to get financial help from Work and Income.
Emergency payments — Work and Income
Full list of benefits and payments
Use Work and Income’s A to Z to find benefits and payments. Each entry explains:
- what it is
- who can get it
- how much it is.
A to Z benefits and payments — Work and Income
How to apply
The Work and Income website provides steps for how to apply online for most benefits and payments.
Apply online — Work and Income
If you have no mobile data
Some Work and Income websites, including applying online for a benefit, use little or no data. Find out more about ‘Cheap as’ data on the Work and Income website.
‘Cheap as’ data — Work and Income
Other ways to apply
If you cannot apply online, contact Work and Income to find other options for how to apply:
Information is available in other languages and interpreters are available.
We speak other languages — Work and Income
Find out how to contact Work and Income if you are deaf, hard of hearing or find it hard to communicate over the phone.
Deaf, hard of hearing or have a speech impairment — Work and Income
What happens after you apply
Work and Income will contact you and tell you what the next steps are.
You may need to go to an in-person appointment and you’ll need to provide documents.
When do payments start
If your application is accepted, your benefit can be backdated to the day you started your online application or when you became eligible.
Work and Income will let you know when your payments will start.
If you disagree with a decision
If Work and Income made a decision that you do not understand or disagree with, call them and talk to them about it.
If you still disagree, you can apply for a formal review of the decision.
Review of decision — Work and Income
Who to contact for more help
If you need more help or have questions about the information or services on this page, contact the following agency.
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Work and Income
Contact and agency details
Utility links and page information
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