Debt and credit records
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Who can check your credit record?
Lenders check your credit record to decide whether to lend you money. Landlords, insurers or employers might also check your credit record.
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Check your own credit report
There are 3 credit reporting companies in NZ — to check your record or correct your information, you need to contact all of them.
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Debt collection and repossession
Know your rights when a debt collector demands payment or takes your stuff because you can’t pay your bills.
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