• What is a credit record

  Find out what is on a credit record, who can access your credit record, and your rights to change information on it.

• Check your own credit record

  You can check your credit information for free, but if you want the information in a hurry you have to pay for a report.

• Debt collection and repossession

  Know your rights when a debt collector demands payment or takes your stuff because you cannot pay your bills.