Debt and credit records
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What is a credit record
Find out what is on a credit record, who can access your credit record, and your rights to change information on it.
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Check your own credit record
You can check your credit information for free, but if you want the information in a hurry you have to pay for a report.
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Debt collection and repossession
Know your rights when a debt collector demands payment or takes your stuff because you cannot pay your bills.